Effective Date of Current Policy: May 1, 2018

Moni & J (“we”, “our”, or “us”) operates the website located at www.moniandj.com. The following Terms of Service and any other rules posted on the Site (collectively, the “ToS”) constitute an agreement between lavish Investments and you, the visitor, governing your access and use of all content and functionalities available at www.moniandj.com  and related micro-sites accessible through www.moniandj.com and related domain names (collectively the Site). Please read these ToS carefully. By using the Site, you agree to these ToS as well as any other terms, guidelines or rules that apply to any portion of the Site, without limitation or qualification. If you do not agree to these ToS, you must exit the Site immediately and discontinue any use of the information or products obtainable or accessible through the Site.  If you are under 18, you may use this Site only with involvement of a parent or guardian. If you are a parent or legal guardian, you must monitor and supervise the use of this Site by children, minors and others under your care.

The Website Policies and Terms & Conditions may be changed or updated occasionally to meet the requirements and standards. Therefore the Customers’ are encouraged to frequently visit these sections in order to be updated about the changes on the website. Modifications will be effective on the day they are posted.

All credit/debit cards details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties.

Any dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of Lebanon.

 Lebanon is our country of domicile.
Minors under the age of 18 shall are prohibited to register as a User of this website and are not allowed to transact or use the website.
If you make a payment for our products or services on our website, the details you are asked to submit will be provided directly to our payment provider via a secured connection.
The cardholder must retain a copy of transaction records and Merchant policies and rules.
We accept payments online using Visa and MasterCard credit/debit card in USD (or any other agreed currencies).
Moni & J will NOT deal or provide any services or products to any of OFAC (Office of Foreign Assets Control) sanctions countries in accordance with the law of Lebanon.


Your privacy is very important to us. Our Privacy Policy explains how we treat your personal information and protect your privacy when you are using the Site.
Rest assured that we respect the privacy and integrity of your personal information. We make sure it is at all times kept private and confidential and at no point will we sell it to any third party.

Eligibility to Purchase

The purchase of merchandise through Moni & J is strictly limited to parties who can lawfully enter into and form contracts on the Internet in accordance with the laws.  In order to make purchases on the site you will be required to provide your personal details and payment details that you represent and warrant are both valid and correct and you confirm that you are the person referred to in the billing information provided.


All orders are subject to acceptance and availability, and items in your shopping basket are not reserved and may be purchased by other customers. Once you have placed your order on the site, you will receive an email acknowledging the details of your order. This email is not an acceptance of your order. Acceptance of your order will be perfected upon completion of the packing of your order, unless you cancel your order. We may also refuse to process and therefore accept a transaction for any reason or refuse service to anyone at any time at our sole discretion. We will not be liable to you or any third party by reason of our withdrawing any merchandise from the site or refusing to process a transaction or unwinding or suspending any transaction after processing has begun.


Debit and credit transactions are processed through 2checkout secure e-payment gateway. This access allows us to receive payments from any MasterCard or Visa card.
Otherwise, you can pay by wire cash transfer through Western Union. For more details about wire transfers please contact us on info@moniandj.com
When submitting an order you agree that this immediately authorizes Moni & J to debit your card with the order payment. Payment will be debited and cleared from your account at the time of your order.
www.moniandj.com ensures totally secure and flexible online payment by credit card, thanks to its payment system, entrusted to a respected company specializing in secure online payment. We guarantee the total privacy of your bank details, secured by SSL protocol. We never access store or use any confidential information concerning your credit card.
 You confirm that the credit/debit card that is being used is yours or that you have been specifically authorized by the owner of the credit/debit card to use it. All credit/debit card holders are subject to validation checks and authorization by the card issuer. If the issuer of your payment card refuses to authorize payment to Moni & J, we will not be liable for any delay or non-delivery.

Multiple transactions may result in multiple postings to the cardholder’s monthly statement.

Pricing Policy

Prices shown on the Site are in US Dollars and are exclusive of taxes. Tax duties and customs will be charged as per the rates and clearance of each country and paid by the receiver upon delivery accordingly

Discount Codes

We may provide promotional codes offering a discount on our merchandise. Promotional codes cannot be used on past purchases. Promotional codes are non-transferable and there is no cash alternative. Furthermore, they cannot be used in conjunction with any other promotional code or offers, and must be used by the date published, if any. We reserve the right at any time without notice to retract and/or change the terms of promotional codes.

Limited License and Site Access; Acceptable Use

We grant you a limited license to use the site for personal non-commercial use only. You may not: (a) resell or make any commercial use of this Site or any of the contents of this Site; (b) modify, adapt, translate, reverse engineer, decompile, disassemble or convert any of the contents of this Site not intended to be so read; (c) copy, imitate, mirror, reproduce, distribute, publish, download, display, perform, post or transmit any of the contents of this Site in any form or by any means; or (d) use any data mining, bots, spiders, automated tools or similar data gathering and extraction methods on the contents of the Site or to collect any information from the Site or any other user of the Site.

You use this Site at your own risk. You agree that you will be personally responsible for your use of this Site and for all of your communication and activity on this Site. If we determine, in our sole discretion, that you engaged in prohibited activities, were not respectful of other users, or otherwise violated the ToS, we may deny you access to this Site on a temporary or permanent basis and any decision to do so is final.

Accounts, Registrations and Passwords

If you use this Site and such use requires setting up an account and/or password(s), you are solely responsible for maintaining the confidentiality of your account and password(s) and for restricting access to your computer. If you open an account, register, or otherwise provide us with any information, you agree to provide us with current, complete, and accurate information as requested by any forms. Moni & J is not responsible for any errors or delays in responding to any inquiry or request caused by any incorrect, outdated, or incorrect information provided by you or any technical problems beyond the control of Moni & J. You acknowledge and agree that any login, identifier, or password issued in connection with this Site (each a “Password”) is confidential information and must be kept secure. You may not disclose such Password to another person or entity or permit another entity to access the site using such Password. You must notify Moni & J immediately of any breach of security or unauthorized use of your account. Moni & J cannot be responsible, and disclaims all liability in connection with, the use of any information that you post or display on this site.